>> we're not going to shop. >> we're not going to shop! >> reporter: if there is a default and interest rates do go up, those higher interest rates would apply only to future purchases so, bob, the experts say that would be a good time to keep those adjustable rate credit cards in the wallet. >> schieffer: all right, chip, thank you very much. chip reid. at the capital today, more than of the same old-same old-- no breakthrough on causing the crise that's caused all this. our nancy cordes is at the capitol tonight. and, nancy, they're telling me you believe that could actually change tomorrow? >> reporter: not tomorrow, bob, but eventually, if things go their way tomorrow, we might be able to say a way of resolving this ordeal, but it all hinges on speaker boehner's ability to convince enough members of his own party to vote for his plab to raise the debt ceiling. in two separate closed door meeting, speaker barb boehner told tea party republicans it was time to close ranks around his bill even though it doesn't cut spending as much as they'd likey.